Independent Loss Adjuster

trade

Investigation of the insured event. Settlement of the insured event in conformity with insurance policy, insurance conditions and legal regulations. Assessing the possibility of making the claims and making calculations of their amount.

2005/36/EC

Minister of Industry and Trade

secondary education with a school-leaving examination

no

yes; Section 6 of Act No 455/1991 Coll., the Trade Licensing Act, as amended

no

No (a bankruptcy declaration in itself is not an impediment to the carrying-on of a trade). An impediment to the carrying-on of a trade arises in accordance with Section 8 (1) of Act No 455/1991 Coll., the Trade Licensing Act, as amended, if a bancruptcy of estate of a natural or legal person has been declared, only in the case of sale of the undertaking by means of a single contract, on bankruptcy and the methods of handling bankruptcy (the Insolvency Act), as amended; or in the case of termination of the undertaking´s operations by a decision of a court. An impediment to the carrying-on of a trade also arises (for a period of 3 years since a decision enters into force) if an insolvency petition has been dismissed on the grounds that the debtor’s estate is insufficient to defray the costs of insolvency proceedings; or if bankruptcy procedure has been cancelled on the grounds that the debtor’s estate is entirely insufficient to satisfy creditors (Section 8 (2) of Act No 455/1991 Coll.).

Partly, it is only examined whether a natural person was pronounced a ban of the activity in the field or in the related field of the trade by administrative or judicial body.

no

no

no